Privacy Policy

What data we collect

When you submit a contact form on this site, we collect:

• Your name
• Your email address
• Your phone number (if provided)
• The message you submit

We do not collect any financial data, identification numbers, or sensitive personal information through this website.

How we use your data

The information you submit is used solely to:

• Respond to your enquiry
• Schedule a consultation if requested
• Follow up on your specific questions

We do not sell, share, or transfer your personal data to third parties for marketing purposes.

AIA Singapore

If you proceed to become a client of CML & Associates, your personal data will also be subject to AIA Singapore Private Limited's own privacy policy, which governs the collection and use of data in connection with insurance products and services. AIA's privacy policy is available at www.aia.com.sg.

Cookies

This website does not use tracking cookies. We use Cloudflare Web Analytics, a privacy-first third-party analytics service that does not use cookies or collect any personal data, to understand general website traffic. Basic session data may also be stored by our web host for security and performance purposes.

Contact

For any questions about this privacy policy, please use the contact form on this site.